SPECIAL RISK

Participant Accident Insurance

CGA Associates Inc is a full service managing general underwriter and program administrator that specializes in providing participant accident coverage for sports /
non-sports events nationwide. Our goal is to provide the coverage needed to protect your participants from costly medical bills when they are injured while participating in activities or events sponsored by your organization. We have over 25 years of underwriting experience and will work with you to ensure that you have the proper coverage at a fair and reasonable price.

Target Markets

All participants and volunteers of your organization, including but not limited to:

Club & Intramural Teams
K-12
Camps – Sports & Non Sports
Clinics & Leagues
Daycares, Nursery Schools and Pre-Schools
Before & After Care Programs
Special Events (1 day or longer)
Religious Groups
Fitness Clubs
Dance Studios
Volunteer Groups
Travel Accident
Semi Pro Sports

Benefits of working with CGA Associates

Experienced & dedicated underwriting staff. You will work with one underwriter who will work with you to identify your specific needs and provide you with the proper coverage based on your exposure
Products are available nationwide
CGA only uses A rated carriers
Choice of program maximums and deductibles
Underwriting / Quoting / Policy Issuance / Billing services are done in-house

Program Highlights

Participant & Volunteer coverage’s available

Accidental Death & Dismemberment - $2,500, $5,000, $10,000 or $50,000 options are available
Accident Medical - $3,000, $5,000, $10,000, $25,000, $50,000 or $100,000 options are available
Deductibles - $0.00 to $1,000.00 options are available
Dental Limits – Included in Accident Medical expense limits
Excess Coverage

Our accident programs are designed to meet the needs of the wide range of organizations that make up the social fabric of our local communities. Schools, churches, camps, day care centers, youth groups, volunteers, and sports leagues are some familiar examples of organizations that need accident protection.

We can provide coverage for members or registered participants of an organization while they are participating in the organization’s supervised activities, traveling on group trips or attending special events.