Before you get started...
you may want to have the following information available:
- Completed Acord 130
- Current Experience
Modification
- Currently Valued Loss Runs (at
least 3 years)
- Determine if the Class Codes
are Eligible for the Program
Note the following are
Not Eligible:
(If an account does not fit the criteria below,
contact underwriting)
- NOT ELIGIBLE - Accounts with
8810 & 8742 Only
- NOT ELIGIBLE - Accounts with
Xmod below 0.70 and above 1.30
- NOT ELIGIBLE - Contractor
Class New Ventures
- NOT ELIGIBLE - Account with
ANY Lapse in Coverage during the last 2 years
- NOT ELIGIBLE - Accounts with Loss Ratio over
40% for the last 3 years (we will calculate this for
you)
- NOT ELIGIBLE - Premium below $2,500
(May qualify for one of our other programs) on submit basis
Special Note the following are
Eligible:
- ELIGIBLE - New Ventures...producers must
document that the owner has at least 5 years experience in a similar business
- ELIGIBLE - 1st Workers Comp
Policy... for clients that have been in business and are now hiring their 1st
employees
- ELIGIBLE - Contractors... must
have 3 years of previous insurance with No Lapses
- ELIGIBLE - Multi-State
Exposures... these must be submitted to an CGA Underwriter for rating and
evaluation
- ELIGIBLE - Mid Term Moves...
you must document that the client has current in-force coverage
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